With Des Moines home inventories at an all-time low, it is important if you are a home buyer to come prepared. Shopping for a house is a stressful experience by trade, but if you have all your ducks-in-a-row, it can go a long way to making the home shopping experience a positive one.
Have Neighborhoods In Mind
It is helpful as you are beginning the shopping process to have a general idea of areas you are interested in. Forget about developments you like, think about cities, school districts, access to nature, work travel time, and taxes. Whether you’re looking for a large yard in the suburbs of Des Moines, or the feel of old Des Moines in places like Windsor Heights or Beaverdale, there is a home out there for you. With some of the best suburbs in the nation -- look no further than West Des Moines, Johnston, Waukee, Urbandale, and Clive -- not to mention Ankeny, the Des Moines metro has a neighborhood for everyone.
Know Your Musts and Wants
Are you looking for a two-story? Three-stall garage? Large backyard? Or just a place to kick back and relax? As you begin to consider selling your house or buying a new house, it is important to begin the process of determining what you have to have in a new house (think about why you are thinking about making this move), and then look at what would be great in a new house (think about those things you really desire but won’t be deal-breakers). Your realtor will talk about these things as well.
Talk to the Bank Early
Once you know you are looking at a new home, it helps the process along to let your bank know; both your personal and your mortgage bank. This will allow you to start to get an understanding of potential new loans, current rates, and any changes to mortgage laws and procedures. This will be helpful as you look at neighborhoods and developments to understand what types of houses will be in your price range.
Get to Know Your Realtor
During the home shopping (and selling process), your realtor should be your best friend. Your realtor should listen to you and your needs and help you find the perfect house. Your realtor should also get to know you and all your needs and wants; and do their best to meet them!
Have Questions? Contact Space Simply!
Space Simply prides itself on building a relationship with all our clients and we are ready to answer all of your Des Moines real estate questions! Connect with us online or at (515) 423-0899 to learn about the current market and how, by working with Space Simply you can avoid the expensive fees and commissions associated with traditional real estate agents.